Title: Investing our insurance money freely relative to short-term and long-term return in the improvement of child-rearing practices and getting into the hands of all parents...
SPS: Exploring erroneous thoughts during child development, how to finance this exploration in Behavioral Science with our insurance investments through our own free choice of investment options relative to the solving of the problem of the growing development of criminals and victims relative to faulty information given to the child during child rearing.
I. Significance: According to William J. Bennett from The Index of Leading Cultural Indicators published on the web by The Heritage Foundation & Empower America in 1965 there were 137 juvenile crimes per 100,000 while in 1990 there were 431 per 100,000. This is a 300% increase in juvenile crime.
II. Need: There is a significant juvenile crime and delinquency problem growing percentage-wise relative to the rest of the population which has just had a lull, but promises to rejuvenate {“When the Crime Lull Ends…” Investor’s Business Daily, April 4th, 1997}.
III. Significance: Aurel Thomas Kolnai {1900-1973} titles the first chapter of his book Value and Reality Erroneous Conscience. I quote: “That some kinds of conduct are morally right, while some are wrongful and blameworthy, is presupposed in moral discourse and inconscience itself (‘I am ashamed of having broken my promise’; ‘My patriotic duty commands me to...’); yet if the agent is doing what he in entire ‘good faith’ thinks to be right his conduct cannot very well be immoral, while if he is doing what he thinks is evil his conduct eo ipso is immoral. The traditional solution of the puzzle is that one ought to follow one’s conscience, whether correct or erroneous—the agent, anyhow, cannot possibly know that his conscience is erroneous, so long as it is his conscience—but that to hold an erroneous conscience denotes, so far as it is not reducible to mere ‘invincible’ ignorance of fact, a moral defect which implies some degree of guilt. From this we may conclude to a general duty for men, but especially for such as hold a dissentient conscience and again for such as find themselves confronted with moral dissent not obviously preposterous, to allow for the possibility that heir conscience may be erroneous and to examine loyally the arguments against their moral opinion. Conscience means, further, moral judgement in the shaping of one’s conduct.
Connective: The question for all of us is: "How do we as a society develop a way to suffuse the potential young delinquent with moral objectivity."
I. Plan: I think there is an ethical way!! Relative to insurance investment, I have always believed: "It is your money, you should legally be able to invest it wherever you choose."
A. Under the present investment system, mainly what is promoted is what gets invested in; packages, groups of stock, etc. There are even socially responsible indexes which never talk about what the companies are doing. The socially responsible ones don’t even beat the S&P 500. There is very little innovation within this economic and insurance system. Particularly, when it comes to insurance, they invest your money for you. You have almost nil say in the matter. Out of 24 insurance companies listed in the index of the Job Seeker’s Guide to Socially Responsible Companies, only 3 companies were listed as being industry leaders and they only offered basically five socially responsible investment portfolios; MAS Select Equity Portfolio, Covenant Portfolio, Common Sense Growth, Domini Social Index 400, & Lincoln National Social Awareness Fund. Is this all that they’ve come to. Who are "they" that offer us only this?
B. Now, with computers, it should be very easy to mutually govern your own investments and the return you get relative to long term and short term profit.
C. In any investment, it is the short-term profit, which catches the investor. There should be a scheme or plan developed so that long-term, problem-solving investments can be found, sought and invested relative to the rest of the investment portfolio.
Body:
I. Need: Relative to the statistics I have just given you, there is a significant possibility that there will be a resurgence of juvenile and adult crime at the beginning of the next millennium. In 1960 there were 1,887.2 crimes in the United States per 100,000. In 1991 5,897.8 crimes per 100,000 that is from 2% to 6% which, again, is a 300% increase. Between 1991 & 1996 it consistently went down three consecutive years from 5,897.8/100,000 to 5,078.9/100,000. This is a sudden reduction of 1% in 5 years after a 300% increase in 30 years. It obviously has been rising at a pace of 10% per year since 1960. Going even deeper; in 1960 there were 160.9 violent crimes per 100,000 Americans. In 1991 there were 758.1 violent crimes per 100,000 Americans. Every 1 in 200 gets a violent crime done to them. This is a stunning 600% increase in violent crime between 1960 and 1991. That is 20% increase in violent crime per year for 31 years. After taking five years to drop 1%, I don’t think crime is going to go way down unless we invest in that goal with at least some of our money.
II. Cause: The current lack of emphasis on child developmental practices and child rearing practices is a dreadful indication that we have no program in place on the government level to tackle what is an already growing problem.
A. Cause: According to the Office of Juvenile Justice and Delinquency Prevention from the Office of Justice Programs branch of the United States Department of Justice they think they have developed a ‘Comprehensive Strategy.’
B. This is:
C. The objectives are listed in this order:
Connective: This obviously sounds like a weak police-state policy which will, in the long-run, lead to a growing concern with guns in the hands of police. It is a weak, simplistic policy thought up by the weak simplistic minds of our elected police thugs in government!!!
III. The government also has developed another simplistic political front behavioral science theory. It sounds like Dick, Jane, therefore Sally.
A. They list three types of ‘developmental pathways’ that the child is falling into:
Connective: This sounds like 1984 police-state rhetoric again from our government. I don’t think anyone who has ever been a great writer and/or thinker like Victor Hugo, George Orwell, or William Shakespeare has ever fully respected authority. Conflict with authority is good. Now would you lie in a police state?? Would you be violent if you were assaulted by a police-state thug?? In the 60s, young well-raised children were assaulted by police-thugs with clubs for peacefully protesting America's involvement in the Vietnam War. Now our government is trying to put this behind us???.
I. Solvency: There is a solution to the above problem. Develop computer software investment/insurance investment programs, which allow the investor to invest in what he or she wants to invest in. There is too much latitude being taken with our very own money by government, big-business, and universities.
A. Every investor ought to have the choice where to invest his/her money between short term and long term problem solving investments and should be able to make his/her own choice via computer.
B. Insurance investing is a long-term investment and therefore should most absolutely offer the consumer or the insured long term investments based on the solving of the growing crime/murder problem.
I. The cost of insurance and investment companies developing simple software to offer us more investment options, particularly long-term options is an absolute necessity and is absolutely dictated by the rapidly impending police-state, wealth for the wealthy only, beat’em up/lock’em up cause "they bad" society being haphazardly designed by our ‘superiors.’
II. Comparison: My solution to the above outlined problem is the only solution. Free choice in what to invest in; "No strings attached!" It is the only way to freely utilize our money and resources to improve society as fast as possible as free individuals. "No strings attached..."
"Bitch-boy: either THE GOD: GODDESS: OR SECRET-AGENT ON MY HOME COMPUTER: OR: SERVER: JUST ALTERED MY CODING SO THAT THE PRINT WOULD-NOT-READ: AT ALL..."
"folks."
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"THE EVIL-ONE HAS BOTH A MALE AND FEMALE THOUGHT-VOICE."
Bibliography:
1). Investor’s Business Daily, April 4th, 1997, "When the Crime Lull Ends..."
2). Job Seeker’s Guide to Socially Responsible Companies, Published by Gale Research Incorporation, a division of International Thomson Publishing Company or ITP, Katherine Jankowski, Editor
3). Juvenile Crime; http://www.law.umkc.edu/debtfin.htm
4). Office of Juvenile Justice and Delinquency Prevention, Office of Justice Programs-United States Department of Justice
5). Organized Crime Statistics; http://www.crime.org
7). The Index of Leading Cultural Indicators, William J. Bennett, The Heritage Foundation & Empower America.